As a Gen Y’er, the two most important things in my world are the internet and mobile. My father – who recently sent me a worried iMessage reporting the number of texts on my Verizon bill last month – would say that online and mobile are too important to me, and have infected me with two terrible […]

Read More

In January Andera released a special report called “The Future of Account Opening” (check it out here if you haven’t yet) that had lots of serious stuff in it about things like where account opening is headed and what mobile account opening is, exactly, but also some really fun graphs like this one: This data […]

Read More

Hanscom Federal Credit Union didn’t grow a 51,000 member base overnight. Rather, the incredible success of this FCU stems from their core commitment to what most think is an oxymoron: an interpersonal technological experience. Hanscom relies heavily on online services. From January 1, 2013 to September 30, 2013, 51% of new members joined online, and 70% of […]

Read More

In a lot of ways, attracting new consumers is like dating: finding people who are interested in what you have to offer, and beginning a relationship that will change both your lives. But you can’t blindly ask just anyone to be your date; you wouldn’t ask some one on a date without knowing what they’re […]

Read More

Today I thought I’d share an interesting tidbit of data from Andera’s customer base. We provide our online account opening solution to over 500 bank and credit unions. Our customers can choose to allow their applicants to fund new deposit accounts online either through: 1. ACH Transfer 2. Credit/Debit Because of different risk protocols, not all […]

Read More

There are so many industry reports about banking trends out there that it can be hard to sort through the noise. Sometimes I try to apply heuristics. This one’s published by McKinsey, so that means it must be good, right? Shoot, it’s only three pages with no graphs. This one is blowing up my twitter […]

Read More

Andera just hosted a webinar on “The Future of Account Opening” where we asked Ying Chen, SVP of Product Management, and Jeff Kukesh, Senior Product Manager of Emerging Technology & Platform, about their vision for where online account opening and mobile account opening are going. Sometime into the session, Ying mentioned that she wants to make Andera’s […]

Read More

Originally published on CUInsight. In 1962, Everett Rogers wrote the Diffusion of Innovations, a book that explored the factors that influence the speed and spread of technology adoption, and postulated that for most technologies the rate of adoption follows a bell curve: risk-tolerant or innovative individuals adopt first, the majority adopts en masse once the technology has […]

Read More

Mobile banking is all the rage these days. An Andera survey conducted last week revealed that nearly 90% of the bank and credit union professionals polled have a mobile app at their institution, and that the remaining respondents are either adding in 2014 or have definite plans to add it soon thereafter: But despite all […]

Read More

Over the past few months we’ve complained a lot about how banking has become just another commodity, how financial institutions do a horrible job of differentiating themselves, and how consumers care about their bank or credit union about as much as they care about a can of peas. All this deriding of banking isn’t really […]

Read More

Let's Talk

Let's Talk

Call us or use the form on the right to send us a note. We'll tell you more about our oFlows platform and how banks and credit unions across the country are using it to simplify the account opening and loan application process.

Here's our number:

888.356.1100